Business loans

The International Bank of Azerbaijan presents business credits. With our short-term and long-term business loans, our customers can manage their business successfully.

Subsidized (Concessional) Loans in cooperating with AR IKZF

If the loan is issued for a period of 3 (three) years or less, in this case, the refundable subsidy is 8%
If the loan is issued for a period of more than 3 (three) years, in this case, the refundable subsidy is 10%
Terms of loans to be subject to interest subsidies
Minimum amount	AZN 30 000
Maximum amount (one borrower)	AZN 5 000 000
Maximum amount (co-borrowers)	AZN 10 000 000
Period
On loans	up to 84 months
On credit lines	up to 12 months
Interest rate
After giving the subsidy	min. from 6%
Additional conditions
Interest subsidies are provided for loans with an interest rate of not more than 20% per annum
An interest subsidy is provided if the borrower pays at least 6% of the interest rate on the loan
*If the loan will be issued for a period of more than 3 years, in this case, the interest subsidy will be issued only on the interest that will be accrued over 3 years.

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