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A refrigerator is one of the most essential home appliances for every household. When your current refrigerator stops working or you need a new one for your home, delaying the purchase is often not an option. With ABB's "Buy Now, Pay Later" service, you can get your refrigerator right away and spread the cost over the following months. No proof of official income is required for ABB debit card holders.


Service advantages
Get the product or service immediately
The Bank transfers the amount directly to the partner store’s account.


Fast processing
You can receive the selected product on the spot with fast processing.


Interest-free
No additional annual interest is applied to the amount.


Installment payment option
You can pay the amount in installments with a two-weekly or monthly payment plan.


Looking to buy a refrigerator on installments? Take advantage of ABB’s special offer! At electronics and home appliance stores partnered with ABB’s Buy Now, Pay Later service, you can choose the refrigerator model you want, take it home immediately, and pay for it later in interest-free monthly installments.
The application and purchase process is completed directly at the store. After selecting your preferred refrigerator, simply inform the store representative that you would like to purchase it using the Buy Now, Pay Later service. The store will send a notification to your ABB Mobile app, where you can complete the purchase in just a few steps. Once the transaction is confirmed, your refrigerator will be handed over to you.
When you purchase a refrigerator with the Buy Now, Pay Later service, no cash loan is transferred to the customer. Instead, the payment for the refrigerator is made directly to the partner store, while the customer completes the purchase through the ABB mobile app at the store. This makes the Buy Now, Pay Later service different from a cash loan or purchasing with an installment card.
The terms and conditions for purchasing a refrigerator may vary depending on the product price and the selected repayment plan. At ABB's partner stores, flexible payment options are available for a wide range of refrigerator models to suit different budgets and needs.
You can choose a refrigerator priced up to AZN 5,000. The purchase amount can be divided into convenient bi-weekly or monthly payments based on your preferred repayment plan. The service is completely interest-free. There is no official income requirement for ABB debit card holders. Depending on the partner store, the repayment period can be extended for up to 24 months.
When choosing a refrigerator on credit, it is important to consider the appliance's capacity, energy efficiency, freezer compartment layout, and overall ease of use. The number of family members and your daily household needs play a key role in selecting the right model. In addition, choosing a repayment plan that fits your monthly budget is essential for maintaining financial comfort.
Customers who wish to buy a refrigerator on credit can choose from a wide range of brands and models. Partner stores offer various options, including no-frost, inverter, double-door, and side-by-side refrigerators, allowing customers to find a model that best suits their needs. Models are available in different sizes and with various features for both small and large families.
With ABB's "Buy Now, Pay Later" service, purchasing a refrigerator is quick and convenient. After selecting a refrigerator at a partner store, the purchase notification is sent to the ABB Mobile app. Once the customer reviews and confirms the terms, they can take the refrigerator home immediately and pay for it in installments over time. This solution does not require an additional credit card or a separate credit line for purchasing a refrigerator
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