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Buy the product you want from partner stores now, start paying later. If you use an active ABB debit card, there is no official income requirement.


Service advantages
Get the product or service immediately
The Bank transfers the amount directly to the partner store’s account.


Fast processing
You can receive the selected product on the spot with fast processing.


Interest-free
No additional annual interest is applied to the amount.


Installment payment option
You can pay the amount in installments with a two-weekly or monthly payment plan.


What products can you buy with “Buy now, pay later”?


Home goods
Furniture and electronics products


Jewelry
Watches, gold and silver jewelry


Clothing
Clothing and footwear products
Travel
Travel packages from tourism companies


Beauty
Cosmetic products and services


Repair and construction
Products needed for construction


Sports
Installment payments at gyms
Automotive
Car services
Education
Preparatory courses and academies
Use the "Buy now, pay later" service in 3 steps


Sometimes you may want to purchase a product immediately, but paying the full amount at once may not fit your budget. In such cases, ABB’s “Buy Now, Pay Later” service helps you plan your shopping more conveniently. With this service, you can choose the product you want from partner stores, complete your purchase instantly, and pay the amount later in installments.
In other words, you get the product you need without delaying your purchase, while spreading the payment in a way that suits your budget. This helps both to avoid sudden large expenses and to manage your monthly financial planning more easily.
This modern solution provides maximum convenience especially for planned purchases such as electronics, household appliances, furniture, and other similar categories. You receive the product immediately without any additional time loss, and then repay the cost in installments according to your chosen payment plan.
ABB’s “Buy Now, Pay Later” service offers several key advantages during shopping:
Instant access to products - You can receive the selected product immediately from a partner store and plan the payment for a later date.
Fast approval process - The application is completed through the ABB mobile app, making the process simple and convenient.
No guarantor or collateral required - There is no need for a guarantor or any form of collateral when applying for the service.
Installment payment option - The total amount can be repaid through biweekly or monthly payment plans.
Interest-free shopping option - No additional annual interest is applied to the service amount; however, the FIFD is officially stated as ranging from a minimum of 0% to a maximum of 30.23% on the official page.
The “Buy Now, Pay Later” service is a convenient option for customers who want to plan larger purchases in line with their budget. At times, paying the full amount at once for a needed product can be challenging. This is especially helpful for higher-value purchases such as phones, laptops, televisions, home appliances, furniture, and other everyday essentials, where installment payments make expenses easier to manage.
This service is primarily designed for customers who seek flexibility during shopping while maintaining control over their budget balance. For example, if you are planning to purchase a new device, upgrade essential home equipment, or acquire a product you have been considering for a long time without delay, the “Buy Now, Pay Later” service allows you to split the total amount into installments and pay over time.
One of the most important aspects of shopping is managing your budget effectively. Paying the full price of a product at once is not always convenient. ABB’s “Buy Now, Pay Later” service makes this process more flexible: you can purchase the product immediately without waiting and plan the payment in installments.
This service can be a practical solution for both everyday expenses and higher-value purchases. In addition, the application process via ABB Mobile allows you to complete your purchase without wasting time.