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Buy an air conditioner on credit and get ready for the summer season with ease. Get your chosen air conditioner now and pay later in installments.


Service advantages
Get the product or service immediately
The Bank transfers the amount directly to the partner store’s account.


Fast processing
You can receive the selected product on the spot with fast processing.


Interest-free
No additional annual interest is applied to the amount.


Installment payment option
You can pay the amount in installments with a two-weekly or monthly payment plan.


If you're planning to buy an air conditioner on credit, ABB has an even better offer for you! With the Buy Now, Pay Later service, you can purchase an air conditioner interest-free without paying the full amount upfront.
Simply choose your preferred air conditioner at one of our partner electronics stores, complete the purchase on the spot using the ABB mobile app, and select the repayment period that works best for you. You take your air conditioner home immediately and pay later according to a repayment schedule that suits your budget.
The key advantages of the Buy Now, Pay Later service include 0% interest, no need for a cash loan or installment card, and fast on-site approval. In addition, if you actively use an ABB debit card, no proof of official income is required to apply. This allows you to purchase your chosen air conditioner without paying the full price at once.
The requirements are simple: applications are processed without a guarantor or collateral, and if you actively use an ABB debit card, proof of official income is not required. There is also no need to collect any additional documents.
Purchase amounts range from AZN 100 to AZN 5,000, while the repayment period can be up to 24 months, depending on the partner store. The available limit and repayment term are determined based on the value of the selected air conditioner and the application assessment.
The application process consists of three simple steps: visit a partner store, choose your air conditioner, inform the store representative that you would like to purchase it using the Buy Now, Pay Later service, and complete the transaction through the ABB mobile app.
The entire approval process takes place on-site through the app, so there is no need to visit a bank branch.
Once your application is approved, the air conditioner is yours immediately. Thanks to the quick process, you complete your purchase on the spot and begin making payments according to the agreed repayment schedule.
With the Buy Now, Pay Later service, the total cost of your air conditioner is divided into equal installments, allowing you to spread the cost instead of paying it all at once.
You can choose either a bi-weekly or monthly repayment plan. This means every payment amount is known in advance, making it easier to manage and plan your budget.
Whichever repayment option you choose, you receive your air conditioner immediately while paying for it over time through convenient installments.
ABB’s Buy Now, Pay Later service makes purchasing an air conditioner at partner stores more affordable and convenient. The service allows you to get the appliance you want with 0% interest—no additional annual interest is charged, and applications are processed without a guarantor or collateral.
To complete your purchase, simply visit a partner store, choose your air conditioner, and finalize the transaction through the ABB mobile app. With fast on-site approval, you receive your product immediately and pay later using a repayment plan that fits your needs.