Tam Visa

Tam Visa is a debit card designed for everyday payments, online shopping, and other cashless transactions. Cardholders can earn cashback, monitor their balance through ABB mobile, and manage their funds conveniently.

What is a Tam Visa and What Are Its Benefits?

Tam Visa is a physical and digital debit card that makes managing your personal funds easier. The card can be used to make payments in stores, at service outlets, and online. Users can get a Tam Visa card in AZN, USD, and EUR. One of the key benefits of the card is the opportunity to earn up to 10% cashback on cashless payments. Users can take advantage of the “Useful Cashback” packages available in the ABB mobile app, as well as special offers from ABB partners. The cashback earned helps make everyday purchases more cost-effective. Funds held on a Tam Visa card can also generate additional benefits. An annual return of up to 6% is calculated on balances of up to 100,000 AZN, with a minimum card balance of 1,000 AZN. The calculated amount is credited to the card account at the end of each month. This feature allows the card to be used not only as a payment method but also to earn a return on funds that are not used for everyday expenses. Users who meet certain spending requirements may also receive additional gifts and partner benefits. Currently, the product page features various restaurant, entertainment, and event offers for cardholders with monthly spending between 200 and 2,000 AZN. The terms of these benefits may vary depending on the campaign period and the volume of transactions made with the card.

What Sets the Tam Visa Card Apart from Other Debit Cards?

One of the key features that sets the Tam Visa Card apart is its simple digital ordering and activation process. After applying for the card online, customers can activate it through the ABB mobile app and start using it for payments. This allows users to manage essential card operations directly through the mobile app. The card is not limited to everyday payments. It combines cashback, interest on the card balance, and campaign benefits based on transaction volume in a single product. This makes the card a suitable choice for customers who primarily make cashless payments and want to get additional benefits from their everyday spending. As a debit card, the Tam Visa Card can be used within the funds available in the card account. This helps customers track their spending more easily and maintain better control over their personal budget. Managing the card through the ABB mobile app also makes it convenient to monitor the balance, payments, and other card transactions from a single platform.

Is a Commission Charged When Using the Tam Visa Card?

The commission fees for the Tam Visa Card depend on the type of transaction and the applicable limits. Transfers and cash withdrawals of up to AZN 3,000 can be made without a commission. This provides added convenience for users who make regular transfers or withdraw cash from their card account. Once the applicable limit is exceeded, when different service channels are used, or for other types of transactions, a commission may be charged in accordance with the applicable tariffs. For transactions in foreign currencies, if the card currency differs from the payment currency, the amount is converted. Therefore, before making payments abroad, shopping in a different currency, withdrawing cash, or making high-value transfers, it is recommended to review the applicable transaction terms. You can track Tam Visa Card transactions, applicable limits, and commission details via ABB mobile. To benefit from the card’s features, you can order a Tam Visa Card online and use it for your everyday payments.