Daily Banking for Sole Proprietors
Sole proprietors can manage their daily banking transactions through the ABB Biz mobile app without visiting a branch. From registration and account opening to transfers and loan applications, all processes can be completed online and confirmed using ASAN İmza or SİMA İmza. The app supports opening accounts in AZN, USD and EUR, ordering a BizKart, and making utility and government payments.
What You Can Do with ABB Biz
ABB Biz is a mobile banking app designed for individual entrepreneurs and small businesses. You can download the app for free from the App Store and Google Play. All the services below are available through the app without visiting a branch.
- Online Registration - Complete your customer registration within minutes using ASAN İmza or SİMA İmza. Your TIN and ID card are sufficient; no additional documents are required.
- Business Account Opening - Open a business account in AZN, USD, or EUR free of charge. The account is activated within minutes and is ready to use immediately.
- Transfers - Make transfers between your own accounts, within ABB, and within Azerbaijan instantly. Transfers between your own accounts are instant and commission-free.
- HÖP and Utility Payments - Make utility and mobile payments free of charge, while government payments are subject to a 0.15% commission. Your payment history is stored in the app, and you can obtain a statement at any time.
- BizKart Order - Get a Mastercard debit card with the first 5 years free of charge and earn 2% cashback on cashless payments. Individual entrepreneurs who are not VAT payers can order the card online through the app.
- Online Loan - Apply for a loan without collateral or a guarantor within minutes. Complete the application in the app, sign it with ASAN İmza, and receive an immediate assessment.
- Transaction Tracking - Analyse your expenses by category and plan your budget. Track your income and expenses in real time.
- Accepting Payments with BizKart - Accept payments from customers via an AniPay QR code and mobile POS without a deposit. There is no need to purchase a separate POS terminal or make a deposit.
Full Digital Banking for Entrepreneurs, Without Branch Visits
The key advantage of ABB Biz is that no branch visit is required at any stage, from registration to obtaining a loan. Customer registration, account opening, card ordering, loan applications, and payments can all be initiated and completed within the app. All transactions are electronically confirmed using ASAN İmza or SİMA İmza. Access to the app is protected by a PIN code or biometric authentication, including fingerprint and facial recognition. In addition, customers can directly contact their assigned customer manager through the app.
How Can Entrepreneurs Open a Business Account in 3 Currencies?
Through ABB Biz, individual entrepreneurs can open and manage accounts in three currencies simultaneously:
● Azerbaijani manat (AZN) - for daily transactions, tax and utility payments
● US dollar (USD) - for foreign currency transactions and settlements with international suppliers
● Euro (EUR) - for trade relations with European markets
● Opening an account in all three currencies is free of charge. Currency conversion between accounts can be carried out directly in the app. The balance, incoming and outgoing transactions, and statements for each account can be tracked separately.
How to Download the ABB Biz App
The ABB Biz app is available for iOS and Android devices. The download and registration process takes just a few minutes:
● Download the free ABB Biz app from the App Store (iPhone) or Google Play (Android).
● Open the app and select “Register.”
● Enter your TIN and personal information.
● Verify your identity using ASAN İmza or SİMA İmza.
● Once registration is complete, you can start opening an account, ordering a card, and using other services.
Existing ABB Business customers can access the ABB Biz app without registering again.
