Refinancing loan

Refinancing loan

ABB salary cardholders have an opportunity to combine current loans into one single loan on favorable terms.

Terms

Requirements

Loan repayment

Terms

30 000* Maximum amount
Up to 60 mos Term
min. 16% Actual Annual Interest Rate
from 16% Interest rate
Not required Insurance for the loan application
0-1%**, min. 20 AZN Fee
Apply now

*Unsecured loan up to AZN 20 000

**If the customer applies through alternative sales channels:

  • Loan processing fee - 0%;
  • 1% discount on the interest rate for the relevant loan product, valid for the date of application (in any case, the loan interest rate shall not be less than the minimum interest rate of the current lending for the Corporate Retail and Pension segments).

Penalty

Starting from 30 calendar days, a penalty of 1% of the principal amount of delayed principal is calculated based on the delayed loan, with a maximum of 120 days.

Requirements

Who is eligible for the loan?

  • Owners of salary cards of the ABB
  • Employees with a minimum 6 months work experience at the current work place
  • Persons aged from 20 to 70 (at the time of last repayment of the loan)

Which documents are required of the borrower for loan processing?

  • Identification card

Which documents are required of the guarantor for loan processing?

  • Identification card
  • Official proof of income: salary or pension (not needed if you are a holder of salary/pension card issued by ABB)

Loan repayment

Loan calculator

1 30000
1 month 60 months
16% 27%
Initial calculation
0 Monthly payment
0 Total amount
Initial calculation

Onlayn kredit necə almaq olar?

1ABB mobile istifadə edirəm

If you receive your salary through ABB cards:

1. Scan the QR code and log into the ABB mobile application

1. Log into the ABB mobile application

2. Apply for a loan

3. Transfer money directly to your card

If you do not receive your salary through ABB cards:

1. Scan the QR code and log into the ABB mobile application

1. Log into the ABB mobile application

2. Apply for a loan

3. Pick up your money from the Bank office

2ABB mobile istifadə etmirəm

1. Fill out the application form on the website

2. Get approved for a loan

3. Pick up your money from the Bank office

ABB Mobile
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